--- title: "Who we are: global financial infrastructure | efy Finance" description: "Meet EFY, the team connecting payments, accounts and treasury to move capital across markets with speed, transparency and compliance." canonical: https://www.efyfinance.com/en/about-us/ lang: en --- [About us](https://www.efyfinance.com/en/about-us) [Products](https://www.efyfinance.com/en/products) [Multi-currency accounts Operate in USD, EUR, BRL and more](https://www.efyfinance.com/en/products/cuentas-multimoneda) [Digital wallet Balance, transfers and collections](https://www.efyfinance.com/en/products/wallet-digital) [efy Card Global corporate card](https://www.efyfinance.com/en/products/efy-card) [Currencies](https://www.efyfinance.com/en/currencies) [For business](https://www.efyfinance.com/en/for-business) Company [Infrastructure](https://www.efyfinance.com/en/infrastructure) [Success stories](https://www.efyfinance.com/en/success-stories) Help center Content [**Blog and articles** Guides and concepts](https://www.efyfinance.com/en/help-center/blog) [**Product news** Launches and improvements](https://www.efyfinance.com/en/help-center/news) Help center [**Frequently asked questions** Quick answers](https://www.efyfinance.com/en/help-center/faq) [**Tutorials and how-tos** Step by step](https://www.efyfinance.com/en/help-center/tutorials) [**Support** WhatsApp, call, and social](https://www.efyfinance.com/en/help-center#soporte) [Browse the whole information center](https://www.efyfinance.com/en/help-center) Account Choose how to continue **Personal** Personal account **Business** Business account Available balance $12,480 → International transfer Payment settled 2 min ago Receive 980.00 USDT # Money shouldn't stop at a border. We exist to move the world's capital without the delays or costs of traditional banking. A regulated, stablecoin-based infrastructure connecting markets that used to operate in friction. [Get started](https://app.efyfinance.com/register) [See success stories](https://www.efyfinance.com/en/success-stories) 1–2 h Settlement to local accounts, not days 17 Settlement countries reached 100% Regulated, traceable operation ## Moving the world's capital, with no borders or waiting We exist so that any business or person can move money across countries instantly and securely, at a fraction of the traditional cost — with the clarity and discipline the digital economy demands. - Real speed: same-day settlement - Transparency: fee and total shown before you confirm - Institutional-grade compliance on every transaction - Global access from a single platform ## From a simple frustration to a regional network In 2019 we saw the same story across the region: businesses waiting days and overpaying to move money between countries. The traditional system was slow, expensive and opaque — and no one seemed to question it. That's how efy was born: a way to move capital at the speed of the internet, with clear rules and transparent costs. We started in one market and today operate regulated in several, settling in hours what used to take days. Transaction volume +$2.5B USD Active rails 19 $1.1B USD Volume processed in 2025 Sustained growth Transaction volume grew from $15M USD in 2023 to $1.1B USD in 2025, with continued network expansion. Oportunidad ## Donde la tecnología encuentra la oportunidad Empresas y personas que mueven su capital entre mercados, hoy lo hacen en horas y no en días. Importadores y exportadores Pague a su proveedor en el exterior desde la misma pantalla. El dinero llega a cuentas locales en 1 a 2 horas, no en días. Nuevo pago Beneficiario Cuenta •••• 4417 · USD Monto Enviar pago Recientes y guardados AH Acme Holding USA USD · •••• 4417 AC Acme Chile SpA USD · •••• 2093 AL Acme Logística MXN · •••• 7740 Proveedores guardados Más de 1.000 PyMEs repiten cada mes el mismo pago sin volver a escribir los datos del banco: escriben el nombre y eligen a quién le pagan. USD + Estados Unidos Empresas que pagan en divisas Abra una cuenta por cada moneda que necesite y pague desde la que le convenga, sin cambiar de banco ni de plataforma. We believe in a world where money knows no borders — where moving capital between countries is as simple, fast and clear as sending a message. ## What we believe 01 ### Transparency No fine print. See the fee and the total before confirming, always. 02 ### Speed Money should move at the speed of the internet, not of banking. 03 ### Trust We operate regulated, with institutional standards at every step. 04 ### Borderless We think global from day one: a single place for multiple markets. ## Three years moving capital. From the first transactions to a regional-scale payments network, with institutional discipline. 01 / 03 Launch 2023 Start of operations Operations begin with $0.8M USD in revenue and $15M USD in transaction volume processed. Scale 2024 Regional scale-up Volume jumps to $989M USD as the network surpasses 25,000 active accounts across individuals and businesses. Regulation 2025 Consolidation Regulated as a Digital Asset Service Provider ([PSAD-0042](https://cnad.gob.sv/es/registro-publico/proveedores-de-servicio-de-activos-digitales/)), reaching $1.1B USD in volume. ## Where we operate today Regulated operations in four markets, settling to local accounts in 17 countries. ## The people behind efy A team of payments, product, risk and compliance people building the infrastructure for capital in motion. ![Andrés Tobón](https://www.efyfinance.com/img/equipo/eq-andres-tobon.png) Andrés Tobón Chief Executive Officer & Co-founder ![Alejandra Gaviria](https://www.efyfinance.com/img/equipo/eq-alejandra-gaviria.png) Alejandra Gaviria Chief Operating Officer & Co-founder ![Sebastián Tobón](https://www.efyfinance.com/img/equipo/eq-sebastian-tobon.png) Sebastián Tobón Chief Technology Officer ![Gabriel Ramírez](https://www.efyfinance.com/img/equipo/eq-gabriel-ramirez.png) Gabriel Ramírez Chief Financial Officer ![Flavio Loza](https://www.efyfinance.com/img/equipo/eq-flavio-loza.png) Flavio Loza Head of Legal ![Felipe Chaves](https://www.efyfinance.com/img/equipo/eq-felipe-chaves.png) Felipe Chaves Country Manager Colombia ![Marcelo Schuab](https://www.efyfinance.com/img/equipo/eq-marcelo-schuab.png) Marcelo Schuab Country Manager Bolivia ![Francesco Maresca](https://www.efyfinance.com/img/equipo/eq-francesco-maresca.png) Francesco Maresca Country Manager Mexico ## Money doesn't wait for banking hours Put your capital in motion today — not on the next business day. [Start now](https://app.efyfinance.com/register) [Contact us](https://www.efyfinance.com/en/contact) CDMX BOGOTÁ LIMA SAN SALVADOR OPERATING NETWORK 24/7 Global financial infrastructure. Capital in Motion. 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