--- title: "Treasury and cross-border payments for businesses | efy Finance" description: "Centralize multi-currency accounts, cross-border payments, approvals, cards, and full treasury visibility on EFY's platform." canonical: https://www.efyfinance.com/en/for-business/ lang: en --- [About us](https://www.efyfinance.com/en/about-us) [Products](https://www.efyfinance.com/en/products) [Multi-currency accounts Operate in USD, EUR, BRL and more](https://www.efyfinance.com/en/products/cuentas-multimoneda) [Digital wallet Balance, transfers and collections](https://www.efyfinance.com/en/products/wallet-digital) [efy Card Global corporate card](https://www.efyfinance.com/en/products/efy-card) [Currencies](https://www.efyfinance.com/en/currencies) [For business](https://www.efyfinance.com/en/for-business) Company [Infrastructure](https://www.efyfinance.com/en/infrastructure) [Success stories](https://www.efyfinance.com/en/success-stories) Help center Content [**Blog and articles** Guides and concepts](https://www.efyfinance.com/en/help-center/blog) [**Product news** Launches and improvements](https://www.efyfinance.com/en/help-center/news) Help center [**Frequently asked questions** Quick answers](https://www.efyfinance.com/en/help-center/faq) [**Tutorials and how-tos** Step by step](https://www.efyfinance.com/en/help-center/tutorials) [**Support** WhatsApp, call, and social](https://www.efyfinance.com/en/help-center#soporte) [Browse the whole information center](https://www.efyfinance.com/en/help-center) Account Choose how to continue **Personal** Personal account **Business** Business account # Move millions across markets, in hours and without friction Over 1,000 companies already run their global treasury with efy. Cross-border payments settled in hours, with role-based approvals and compliance built into every operation. - Response within 24 business hours - 30-minute demo, no commitment - Support in your language and time zone Book a demo [Create business account](https://b2b.efyfinance.com/en/signup) Regulated operation · Settlement in **17 countries** Settlement to local accounts 1 to 2 h Companies operating with efy +1,000 Transaction volume in 2025 $1.1B USD Regulated and traceable operation 100% EFY · Schedule a meeting ## Your details With this we prepare the meeting before we talk to you. First name _*_ Last name Work email _*_ Company Contact phone _*_ CO +57 AF +93 · Afganistán AL +355 · Albania DE +49 · Alemania AD +376 · Andorra AO +244 · Angola AI +1264 · Anguila AG +1268 · Antigua y Barbuda SA +966 · Arabia Saudita DZ +213 · Argelia AR +54 · Argentina AM +374 · Armenia AW +297 · Aruba AU +61 · Australia AT +43 · Austria AZ +994 · Azerbaiyán BS +1242 · Bahamas BD +880 · Bangladés BB +1246 · Barbados BH +973 · Baréin BE +32 · Bélgica BZ +501 · Belice BJ +229 · Benín BM +1441 · Bermudas BY +375 · Bielorrusia BO +591 · Bolivia BA +387 · Bosnia y Herzegovina BW +267 · Botsuana BR +55 · Brasil BN +673 · Brunéi BG +359 · Bulgaria BF +226 · Burkina Faso BI +257 · Burundi BT +975 · Bután CV +238 · Cabo Verde KH +855 · Camboya CM +237 · Camerún CA +1 · Canadá QA +974 · Catar TD +235 · Chad CL +56 · Chile CN +86 · China CY +357 · Chipre CO +57 · Colombia KM +269 · Comoras CG +242 · Congo CD +243 · Congo (RD) KP +850 · Corea del Norte KR +82 · Corea del Sur CI +225 · Costa de Marfil CR +506 · Costa Rica HR +385 · Croacia CU +53 · Cuba CW +599 · Curazao DK +45 · Dinamarca DM +1767 · Dominica EC +593 · Ecuador EG +20 · Egipto SV +503 · El Salvador AE +971 · Emiratos Árabes Unidos ER +291 · Eritrea SK +421 · Eslovaquia SI +386 · Eslovenia ES +34 · España US +1 · Estados Unidos EE +372 · Estonia SZ +268 · Esuatini ET +251 · Etiopía PH +63 · Filipinas FI +358 · Finlandia FJ +679 · Fiyi FR +33 · Francia GA +241 · Gabón GM +220 · Gambia GE +995 · Georgia GH +233 · Ghana GI +350 · Gibraltar GD +1473 · Granada GR +30 · Grecia GL +299 · Groenlandia GP +590 · Guadalupe GU +1671 · Guam GT +502 · Guatemala GF +594 · Guayana Francesa GG +44 · Guernsey GN +224 · Guinea GQ +240 · Guinea Ecuatorial GW +245 · Guinea-Bisáu GY +592 · Guyana HT +509 · Haití HN +504 · Honduras HK +852 · Hong Kong HU +36 · Hungría IN +91 · India ID +62 · Indonesia IQ +964 · Irak IR +98 · Irán IE +353 · Irlanda IS +354 · Islandia KY +1345 · Islas Caimán CK +682 · Islas Cook FO +298 · Islas Feroe MV +960 · Islas Maldivas MH +692 · Islas Marshall SB +677 · Islas Salomón VG +1284 · Islas Vírgenes Británicas VI +1340 · Islas Vírgenes (EE. UU.) IL +972 · Israel IT +39 · Italia JM +1876 · Jamaica JP +81 · Japón JE +44 · Jersey JO +962 · Jordania KZ +7 · Kazajistán KE +254 · Kenia KG +996 · Kirguistán KI +686 · Kiribati KW +965 · Kuwait LA +856 · Laos LS +266 · Lesoto LV +371 · Letonia LB +961 · Líbano LR +231 · Liberia LY +218 · Libia LI +423 · Liechtenstein LT +370 · Lituania LU +352 · Luxemburgo MO +853 · Macao MK +389 · Macedonia del Norte MG +261 · Madagascar MY +60 · Malasia MW +265 · Malaui ML +223 · Malí MT +356 · Malta MA +212 · Marruecos MQ +596 · Martinica MU +230 · Mauricio MR +222 · Mauritania MX +52 · México FM +691 · Micronesia MD +373 · Moldavia MC +377 · Mónaco MN +976 · Mongolia ME +382 · Montenegro MS +1664 · Montserrat MZ +258 · Mozambique MM +95 · Myanmar NA +264 · Namibia NR +674 · Nauru NP +977 · Nepal NI +505 · Nicaragua NE +227 · Níger NG +234 · Nigeria NO +47 · Noruega NC +687 · Nueva Caledonia NZ +64 · Nueva Zelanda OM +968 · Omán NL +31 · Países Bajos PK +92 · Pakistán PW +680 · Palaos PS +970 · Palestina PA +507 · Panamá PG +675 · Papúa Nueva Guinea PY +595 · Paraguay PE +51 · Perú PF +689 · Polinesia Francesa PL +48 · Polonia PT +351 · Portugal PR +1787 · Puerto Rico GB +44 · Reino Unido CF +236 · República Centroafricana CZ +420 · República Checa DO +1809 · República Dominicana RW +250 · Ruanda RO +40 · Rumanía RU +7 · Rusia WS +685 · Samoa AS +1684 · Samoa Americana KN +1869 · San Cristóbal y Nieves SM +378 · San Marino VC +1784 · San Vicente y las Granadinas SH +290 · Santa Elena LC +1758 · Santa Lucía ST +239 · Santo Tomé y Príncipe SN +221 · Senegal RS +381 · Serbia SC +248 · Seychelles SL +232 · Sierra Leona SG +65 · Singapur SY +963 · Siria SO +252 · Somalia LK +94 · Sri Lanka ZA +27 · Sudáfrica SD +249 · Sudán SS +211 · Sudán del Sur SE +46 · Suecia CH +41 · Suiza SR +597 · Surinam TH +66 · Tailandia TW +886 · Taiwán TZ +255 · Tanzania TJ +992 · Tayikistán TL +670 · Timor Oriental TG +228 · Togo TO +676 · Tonga TT +1868 · Trinidad y Tobago TN +216 · Túnez TM +993 · Turkmenistán TR +90 · Turquía TV +688 · Tuvalu UA +380 · Ucrania UG +256 · Uganda UY +598 · Uruguay UZ +998 · Uzbekistán VU +678 · Vanuatu VA +39 · Vaticano VE +58 · Venezuela VN +84 · Vietnam YE +967 · Yemen DJ +253 · Yibuti ZM +260 · Zambia ZW +263 · Zimbabue What do you need to solve? _*_ Choose a topic Multi-currency FIAT accounts Payments to suppliers FX conversion efy Card corporate cards Digital asset wallet Approvals and internal control Group and subsidiaries Other Country of operation _*_ Choose your country El Salvador Panama Colombia Mexico Peru Bolivia Brazil Other country Estimated operation amount Choose a range Up to $10,000 $10,000 to $100,000 $100,000 to $1,000,000 More than $1,000,000 How would you prefer we contact you? _*_ We use this channel on the day of the meeting. WhatsApp We'll message the number provided Phone call We'll call you at the booked time By continuing you accept our [Privacy Policy](https://www.efyfinance.com/en/legal/privacy). We don't share your data with third parties. Continue to choose a time Back to my details ## Choose your time Times are shown in your time zone. ## Meeting scheduled We've sent the invitation by email. ## No payment moves on its own Every operation is assigned to an owner, requires the signatures you define, and is tracked end to end. This is the actual approvals queue. EFY · Approvals Live Operations · Control ### Approvals Approval rules 4 pending requests $132,920 in aggregate amount 2 urgent 3.2 h average SLA 2 requests selected Reject all Approve all Type Request Requested by Amount Signatures Urgency Transfer International transfer Singapore Logistics Pte. · USD · Operational MV Mateo V. $24,500.00 USD 0/2 Urgent FX conversion USDT → EUR conversion Internal conversion · USDT → EUR MV Mateo V. 50,000.00 USDT 0/1 Medium Transfer SaaS vendor payment Cloudflare Inc. · USD · Operational LG Laura G. $8,420.00 USD 0/1 Low Digital asset withdrawal Withdrawal to external wallet 0x7a4f…c812 · Ethereum · USDT MV Mateo V. 50,000.00 USDT 0/2 Urgent ## Everything your finance team needs Three fronts that cover your entire treasury operation, without scattered tools or spreadsheets. ### Payments and approvals Bulk payments Dual approval Roles and permissions Upload hundreds of payments in a single file and release them with dual approval. Every operation is assigned to an owner, tracked, and reconciled — no one moves money alone, and your team sees the status of every payment in real time. ### Accounts and console Multi-currency accounts Reports Reconciliation All your accounts and currencies in a single panel: consolidated balances, activity across every market, and reports ready to export so you can close your books without spreadsheets. ### Cards and integrations efy Card API Webhooks Corporate cards for your team with real-time limits and spend controls. Connect efy to your ERP through API or webhooks to automate collections, payments, and reconciliation. ## Why companies choose efy Everything your treasury needs on a single platform — not spread across four different tools. Feature Binance Nexo Bitso Business Payoneer Recommended efy Multi-currency fiat accounts Built-in digital asset wallet Cards for your team Multi-signature approvals Subsidiary management Batch bulk payments Regulated and focused on LatAm Included Not available Not confirmed Reference comparison based on publicly available information for each platform (2025). "Not confirmed" means we found no clear public evidence. Reports Generate Account statement · November PDF · 1.8 MB · Daniela Restrepo Ready Transactions · Q4 XLSX · 2.6 MB · Mateo Villamil Ready FX conversions · October CSV · 620 KB · Daniela Restrepo Processing efy Card Virtual Spent this month $4,280.50 / $15,000 Tether USD Ethereum · Tron +0.1% $285,440.00 Available balance Send Receive Convert ## From the card to the accounting close Issue cards for your team, move your assets, and export reconciled reports — all from the same console, without scattered tools or spreadsheets. [Create business account](https://b2b.efyfinance.com/en/signup) [Talk to sales](https://www.efyfinance.com/en/contact) ## The latest from our team Analysis and updates on international payments, written by our team. [Concepts 6 min The SWIFT arrived on time. The rate didn't September 10, 2026](https://www.efyfinance.com/en/help-center/blog/feriados-bancarios-y-exposicion-cambiaria) [News 4 min Is traditional banking back in the ring? September 3, 2026](https://www.efyfinance.com/en/help-center/blog/banca-tradicional-al-ruedo) [Concepts 9 min Crypto assets in Bolivia: what changed, which taxes apply and how to operate safely August 28, 2026](https://www.efyfinance.com/en/help-center/blog/criptoactivos-en-bolivia) [See all articles](https://www.efyfinance.com/en/help-center/blog) ## Your treasury is almost in motion Only one signature is missing: yours. Book a demo or create your business account today. PAYMENT ORDER · NO. 4821 LATAM Payroll · $128,400.00 ✓ Finance department 14:02 ✓ Comptroller's office 14:09 Pending: you Global financial infrastructure. Capital in Motion. 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