--- title: "International Payments and Multi-Currency Accounts | efy Finance" description: "Receive, send, and convert money between countries with multi-currency accounts, international payments, and corporate treasury in a single platform." canonical: https://www.efyfinance.com/en/ lang: en --- [About us](https://www.efyfinance.com/en/about-us) [Products](https://www.efyfinance.com/en/products) [Multi-currency accounts Operate in USD, EUR, BRL and more](https://www.efyfinance.com/en/products/cuentas-multimoneda) [Digital wallet Balance, transfers and collections](https://www.efyfinance.com/en/products/wallet-digital) [efy Card Global corporate card](https://www.efyfinance.com/en/products/efy-card) [Currencies](https://www.efyfinance.com/en/currencies) [For business](https://www.efyfinance.com/en/for-business) Company [Infrastructure](https://www.efyfinance.com/en/infrastructure) [Success stories](https://www.efyfinance.com/en/success-stories) [Help center](https://www.efyfinance.com/en/help-center) Account Choose how to continue **Personal** Personal account **Business** Business account # Move money between countries travel without borders Receive, send, and convert across countries from a single account. [Contact us](https://www.efyfinance.com/en/contact) [Explore products](https://www.efyfinance.com/en/products) Countries 19 Currencies 12+ Transaction volume +$2.5B USD Backed by [![Tether](https://www.efyfinance.com/assets/investors/tether.svg)](https://tether.to/) [![Orbit Ventures](https://www.efyfinance.com/assets/investors/orbit-ventures.svg)](https://orbitventures.com/) [![Primary X](https://www.efyfinance.com/assets/investors/primary-x.svg)](https://pmyx.com.ar/) 9:41 Good morning María Total wealth USD $12,480.55 Receive Send Convert My accounts See all Active USDT Tether USD 5,480.55 Receive without verifying USD US Dollar 4,900.00 No balance · USD MXN Mexican Peso 35,910.00 No balance · MXN Open account EFY Card EFY Card ·· 4821 Virtual · active View card EFY Rewards · this month $48.20 Card cashback + 4.5% APY on stablecoins Activity USDT purchase · BBVA México Today, 11:24 Pendiente +250.00 USDT SEPA · ING España Today, 09:12 Aprobada +€1,200.00 EUR Apple Pay · Starbucks Today, 08:34 Aprobada −$6.40 USD USD → USDT Yesterday, 18:02 Aprobada −$2,000.00 USD Inicio Tarjeta Cripto Balance 7734 USD $128.40 Virtual card •• 7734 Add to Apple Wallet Top up View data Freeze New Available Request your physical card $45 USD · arrives in 7 days Statistics This week $ 420.00 ↓ $ 100 Limit left $ 80 84% used Top category Restaurants $ 240 Movements See more Uber Apple Pay · ride · 1 Jul Approved -23.60 USD Top-up USDT wallet · 29 Jun Approved +150.00 USD # Crypto market Real-time general crypto market listing. All Explore available to activate 14 Stablecoins 9 available Top market 4 available Asset-backed 1 available More from the market 22 Solana SOL · #5 2,582 MXN ↑ 1.85 % XRP XRP · #6 9.85 MXN ↑ 1.12 % Dogecoin DOGE · #9 2.55 MXN ↓ 1.50 % Tron TRX · #10 2.82 MXN ↑ 6.41 % Show 18 more Prices are market reference. EFY is not a financial advisor. SWIFT sent USDT received Payment settled CURRENCY PAIRS ## Every movement of your money, connected From the moment you receive it to the moment you send it, efy connects every step your money takes across currencies and countries. ### Receive and convert Receive money in multiple currencies and convert it instantly with clear rates. [See the flow](https://www.efyfinance.com/en/infrastructure) ### Send and pay Send payments through the best available route and deliver them in dollars or local currency. [See products](https://www.efyfinance.com/en/products) ### Pay many at once Pay accounts, cards, and wallets across the 19 markets where we operate, in a single flow. [See success stories](https://www.efyfinance.com/en/success-stories) ## One console, total control. Collect, convert, and measure your operation across multiple currencies from a single screen. ## Convert between currencies in seconds Change your local money into local and digital currencies with clear rates and a transparent fee. No surprises: see the rate and the total you'll receive before confirming. - Rate and fee visible before you confirm - Settlement from 4 hours, no banking windows - TRC-20 and ERC-20 networks with traceable amounts [Sign up](https://app.efyfinance.com/register) ## One platform to move your money. Open accounts in several currencies, manage payments to your team and suppliers in other countries, and exchange currency at a competitive rate. All from one platform, any day and at any time. [Book a demo](https://calendly.com/fmaresca-efinti) [Sign up](https://app.efyfinance.com/register) ### Your whole treasury _in a single view_ **+$2.5B USD** transacted by our clients across 19 rails Provider · Brazil $48,200.00 PIX · today _USD ACCOUNT_ **$1,482,300.00** +2.4% this month ### Exchange currency _seeing the rate before you confirm_ **USD → COP** Indicative rate · you see it before confirming ### No payment moves alone _dual signature, in minutes_ ![Recent payments in the efy platform](https://www.efyfinance.com/efy/panel-pagos.png) 2 of 2 signatures ### Upload a file _and pay everyone at once_ **beneficiarios.csv** 12 payments · 3 currencies Approve in batch REQUESTS 12 payments ready One signature for the whole file TOTAL AMOUNT **$53,040.00** Approve all 12 ### One connection _to every payment rail_ ![efy](https://www.efyfinance.com/efy/efy-hub.png) ## Collect with QR in any market Coming soon ## All your money, on a single screen Receive, send, convert, and manage your balances and card from a clear, simple panel. ## Numbers that move capital Operating track record of the efy network, with coverage and processed volume. Transaction volume +$2.5B USD Active rails 19 $1.1B USD Volume processed in 2025 Sustained growth Transaction volume grew from $15M USD in 2023 to $1.1B USD in 2025, with continued network expansion. ## One path for your money It enters in one currency, moves across countries, and exits when you need it. efy's three products are the same journey. ## The essentials about efy Quick answers to what we get asked most. Search here or explore the help center. / Payments Accounts Card Digital assets ↑ ↓ to navigate ↵ open esc close [Browse the whole help center](https://www.efyfinance.com/en/help-center) [Go to the help center →](https://www.efyfinance.com/en/help-center) Who can open an efy account? + Companies, institutions, and individuals in the 19 markets where we operate, subject to identity verification. Which currencies and corridors do you support? + More than 12 currencies and corridors, with settlement in stablecoins and local rails. How do I start the integration? + Contact us and an advisor will guide you through onboarding and the API documentation. How long does a transfer take to arrive? + Most conversions and transfers settle within minutes. Final times depend on the corridor and each country's payment method. What fees apply? + You'll see the fee and the total you'll receive before confirming every transaction. No hidden costs or surprise charges. Is my money safe? + We operate under institutional compliance standards (AML/KYC), digital asset custody, and traceability on every movement. Global financial infrastructure. Capital in Motion. Follow us on social media Products [Multi-currency accounts](https://www.efyfinance.com/en/products/cuentas-multimoneda) [Digital wallet](https://www.efyfinance.com/en/products/wallet-digital) [efy Card](https://www.efyfinance.com/en/products/efy-card) [Currencies](https://www.efyfinance.com/en/currencies) [About us](https://www.efyfinance.com/en/about-us) [Jurisdictions](https://www.efyfinance.com/en/about-us#jurisdicciones) [Global presence](https://www.efyfinance.com/en/about-us#presencia) [Success stories](https://www.efyfinance.com/en/success-stories) Support [Help center](https://www.efyfinance.com/en/help-center) [Contact](https://www.efyfinance.com/en/contact) [Log in](https://app.efyfinance.com/) [Sign up](https://app.efyfinance.com/register) Legal [Privacy Policy](https://www.efyfinance.com/en/legal/privacy) [Terms and Conditions](https://www.efyfinance.com/en/legal/terms) [AML - KYC Policy](https://www.efyfinance.com/en/legal/aml-kyc) [Delete my account](https://www.efyfinance.com/en/data-deletion) © 2026 efy · [hello@efyfinance.com](mailto:hello@efyfinance.com) · Cookie preferences Language [ES](https://www.efyfinance.com/es/) [EN](https://www.efyfinance.com/en/) Notice: efy is a financial services technology infrastructure. Products and availability vary by jurisdiction and are subject to local regulation. Figures shown are illustrative and do not constitute an investment offer. --- Fuente HTML: https://www.efyfinance.com/en/ · Índice para agentes: https://www.efyfinance.com/llms.txt