--- title: "Multi-currency account for businesses and individuals | EFY" description: "Receive, hold and convert USD, EUR, BRL, MXN and other currencies from a single multi-currency account, with clear rates and full traceability on EFY." canonical: https://www.efyfinance.com/en/products/cuentas-multimoneda/ lang: en --- [About us](https://www.efyfinance.com/en/about-us) [Products](https://www.efyfinance.com/en/products) [Multi-currency accounts Operate in USD, EUR, BRL and more](https://www.efyfinance.com/en/products/cuentas-multimoneda) [Digital wallet Balance, transfers and collections](https://www.efyfinance.com/en/products/wallet-digital) [efy Card Global corporate card](https://www.efyfinance.com/en/products/efy-card) [Currencies](https://www.efyfinance.com/en/currencies) [For business](https://www.efyfinance.com/en/for-business) Company [Infrastructure](https://www.efyfinance.com/en/infrastructure) [Success stories](https://www.efyfinance.com/en/success-stories) Help center Content [**Blog and articles** Guides and concepts](https://www.efyfinance.com/en/help-center/blog) [**Product news** Launches and improvements](https://www.efyfinance.com/en/help-center/news) Help center [**Frequently asked questions** Quick answers](https://www.efyfinance.com/en/help-center/faq) [**Tutorials and how-tos** Step by step](https://www.efyfinance.com/en/help-center/tutorials) [**Support** WhatsApp, call, and social](https://www.efyfinance.com/en/help-center#soporte) [Browse the whole information center](https://www.efyfinance.com/en/help-center) Account Choose how to continue **Personal** Personal account **Business** Business account # One account, every currency Receive, hold and operate in USD, EUR, BRL, MXN and other local and digital currencies from a single account, with clear rates and full traceability. [Open your account](https://app.efyfinance.com/register) [Talk to sales](https://www.efyfinance.com/en/contact) ![View of Multi-currency accounts in the EFY app](https://www.efyfinance.com/assets/app/cuenta-usd.webp) ## What you can do with your account ### Switch currencies See the balance of each currency instantly, without opening an account in every country. ### Get paid from anywhere Collect via SWIFT, ACH, Fedwire or local transfer in the markets where you operate. ### No limits on incoming funds Receive large or small amounts with the same clarity and traceability. ## Who is a multi-currency account for? A multi-currency account is useful for individuals and businesses that receive income, pay suppliers or manage expenses in more than one country. With EFY you can check your balance by currency, request a conversion and review every transaction from a single platform. Currency and rail availability depends on the country, the account profile and applicable controls. Before you transact, EFY shows the enabled route, the rate, the fee and the estimated total so you can review the outcome. ### International collections Receive payments from clients or platforms through the rails available for your account. ### Supplier payments Convert your balance and send funds to the destination market with full tracking of the transaction. ### Regional treasury Centralize balances and activity across currencies without checking multiple platforms. Rate, fee and total: visible before you confirm. ![How Multi-currency accounts works in EFY](https://www.efyfinance.com/assets/app/home.webp) Verification Approved USD account Active ## One account for all your money Switch currencies, get paid from any market and receive without limits — all with the same clarity. 01 ### Open your account Verify your identity and activate the currency or asset you need. 02 ### Receive and hold Get paid through local or international rails in multiple currencies. 03 ### Operate without friction Switch currencies and move your money whenever you need to. [Open your account](https://app.efyfinance.com/register) ## Related articles and guides [Go to the help center](https://www.efyfinance.com/en/help-center) [Guide How to open your multi-currency account 5 min read](https://www.efyfinance.com/en/help-center/tutorials/abrir-cuenta-multimoneda) [How-to How to send an international payment 4 min read](https://www.efyfinance.com/en/help-center/tutorials/enviar-pago-transfronterizo) [Article How rates and fees work 3 min read](https://www.efyfinance.com/en/help-center/blog/comisiones-y-tasas) ## Start today not next business day Create your account in minutes or talk to our team. Your first transaction can settle the same day. [Talk to sales →](https://www.efyfinance.com/en/contact) ### Su pago fue enviado $12.480,00 USD · 31 jul. 2026, 10:42 Destino Acme Holding USA Método SWIFT · USD •••• 4417 Referencia `SWF-20260731-4417` Estado Liquidado Descargar comprobante Global financial infrastructure. Capital in Motion. 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Products and availability vary by jurisdiction and are subject to local regulation. Figures shown are illustrative and do not constitute an investment offer. --- Fuente HTML: https://www.efyfinance.com/en/products/cuentas-multimoneda/ · Índice para agentes: https://www.efyfinance.com/llms.txt