---
title: "Digital wallet to send and convert money | EFY"
description: "With the EFY digital wallet you can receive, send and convert money and digital assets like USDT, with rates and fees shown before you confirm."
canonical: https://www.efyfinance.com/en/products/wallet-digital/
lang: en
---

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# Send and convert instantly

Move your money between local currencies and digital assets like USDT in seconds, with a transparent fee and full clarity before you confirm.

[Create your wallet](https://app.efyfinance.com/register) [Talk to sales](https://www.efyfinance.com/en/contact)

![View of Digital wallet in the EFY app](https://www.efyfinance.com/assets/app/hero-dark.webp)

## What you can do with your wallet

### Convert in seconds

Switch from your local currency to USDT with a clear rate and a transparent fee.

### Track your balance

Follow every transaction and your balance in real time from the app.

### Send anywhere

Move your money between markets instantly, with no borders.

## When is a digital wallet useful?

The EFY digital wallet is built for anyone who needs to receive, convert or send balance between local currencies and the digital assets available. From the same flow you can check your balance, the exchange rate and your transaction history.

Timing and costs depend on the asset, the network, the country and the route chosen. Digital assets can change in price and don't necessarily carry the same protections as a bank account; always verify the asset, the network and the address before sending.

### Balance conversion

Compare the exchange rate and convert between the currencies and assets enabled for your account.

### Wallet-to-wallet transfers

Send to a compatible address after carefully verifying the destination network.

### Transaction tracking

Check incoming funds, conversions and outgoing transfers from a centralized history.

From pesos to USDT in seconds, with the rate in plain sight.

![How Digital wallet works in EFY](https://www.efyfinance.com/assets/app/wallet-digital.webp)

Converted

980.00 USDT

Rate

1 USDT ~ 18.60

## Move your money without friction

Convert to local and digital currencies, track your balance and send anywhere in seconds.

01

### Receive from anyone

Share your wallet and receive without friction.

02

### Convert to USDT

Switch to local and digital currencies with the rate shown upfront.

03

Move your money between markets instantly.

[Create your wallet](https://app.efyfinance.com/register)

## Related articles and guides

[Go to the help center](https://www.efyfinance.com/en/help-center)

[Article What is a stablecoin and how it works 4 min read](https://www.efyfinance.com/en/help-center/blog/que-es-una-stablecoin) [How-to How to buy, sell and convert on EFY 8 min read](https://www.efyfinance.com/en/help-center/tutorials/convertir) [Guide How rates and fees work 3 min read](https://www.efyfinance.com/en/help-center/blog/comisiones-y-tasas)

## Start today not next business day

Create your account in minutes or talk to our team. Your first transaction can settle the same day.

[Talk to sales →](https://www.efyfinance.com/en/contact)

### Su pago fue enviado

$12.480,00

USD · 31 jul. 2026, 10:42

Destino

Acme Holding USA

Método

SWIFT · USD •••• 4417

Referencia

`SWF-20260731-4417`

Estado

Liquidado

Descargar comprobante

Global financial infrastructure. Capital in Motion.

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Notice: efy is a financial services technology infrastructure. Products and availability vary by jurisdiction and are subject to local regulation. Figures shown are illustrative and do not constitute an investment offer.
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