Moving the world's capital,
with no borders or waiting
We exist so that any business or person can move money across countries instantly and securely, at a fraction of the traditional cost — with the clarity and discipline the digital economy demands.
- Real speed: same-day settlement
- Transparency: fee and total shown before you confirm
- Institutional-grade compliance on every transaction
- Global access from a single platform
From a simple
frustration to a regional network
In 2019 we saw the same story across the region: businesses waiting days and overpaying to move money between countries. The traditional system was slow, expensive and opaque — and no one seemed to question it.
That's how efy was born: a way to move capital at the speed of the internet, with clear rules and transparent costs. We started in one market and today operate regulated in several, settling in hours what used to take days.
Transaction volume grew from $15M in 2023 to $1.1B in 2025, with continued network expansion.
Where technology
meets opportunity
Businesses and individuals moving capital across markets now do it in hours, not days.
We believe in a world where money knows no borders — where moving capital between countries is as simple, fast and clear as sending a message.
What we believe
Transparency
No fine print. See the fee and the total before confirming, always.
Speed
Money should move at the speed of the internet, not of banking.
Trust
We operate regulated, with institutional standards at every step.
Borderless
We think global from day one: a single place for multiple markets.
Three years
moving capital.
From the first transactions to a regional-scale payments network, with institutional discipline.
Where we operate today
Regulated operations in four markets, settling to local accounts in 17 countries.
The people behind efy
A team of payments, product, risk and compliance people building the infrastructure for capital in motion.
Money doesn't wait
for banking hours
Put your capital in motion today — not on the next business day.