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Money shouldn't
stop at a border.

We exist to move the world's capital without the delays or costs of traditional banking. A regulated, stablecoin-based infrastructure connecting markets that used to operate in friction.

Get startedSee success stories
1–2 h
Settlement to local accounts, not days
17
Settlement countries reached
100%
Regulated, traceable operation

Moving the world's capital,
with no borders or waiting

We exist so that any business or person can move money across countries instantly and securely, at a fraction of the traditional cost — with the clarity and discipline the digital economy demands.

  • Real speed: same-day settlement
  • Transparency: fee and total shown before you confirm
  • Institutional-grade compliance on every transaction
  • Global access from a single platform

From a simple
frustration to a regional network

In 2019 we saw the same story across the region: businesses waiting days and overpaying to move money between countries. The traditional system was slow, expensive and opaque — and no one seemed to question it.

That's how efy was born: a way to move capital at the speed of the internet, with clear rules and transparent costs. We started in one market and today operate regulated in several, settling in hours what used to take days.

Transaction volume
+$2.5B USD
Active rails
19
$1.1B USD
Volume processed in 2025
Sustained growth

Transaction volume grew from $15M USD in 2023 to $1.1B USD in 2025, with continued network expansion.

Oportunidad

Donde la tecnología
encuentra la oportunidad

Empresas y personas que mueven su capital entre mercados, hoy lo hacen en horas y no en días.

Importadores y exportadores

Pague a su proveedor en el exterior desde la misma pantalla. El dinero llega a cuentas locales en 1 a 2 horas, no en días.

Nuevo pago
Beneficiario
Cuenta
•••• 4417 · USD
Monto
Recientes y guardados
AHAcme Holding USAUSD · •••• 4417
ACAcme Chile SpAUSD · •••• 2093
ALAcme LogísticaMXN · •••• 7740
Proveedores guardados

Más de 1.000 PyMEs repiten cada mes el mismo pago sin volver a escribir los datos del banco: escriben el nombre y eligen a quién le pagan.

USD
+
Estados Unidos
Empresas que pagan en divisas

Abra una cuenta por cada moneda que necesite y pague desde la que le convenga, sin cambiar de banco ni de plataforma.

We believe in a world where money knows no borders — where moving capital between countries is as simple, fast and clear as sending a message.

What we believe

01

Transparency

No fine print. See the fee and the total before confirming, always.

02

Speed

Money should move at the speed of the internet, not of banking.

03

Trust

We operate regulated, with institutional standards at every step.

04

Borderless

We think global from day one: a single place for multiple markets.

Three years
moving capital.

From the first transactions to a regional-scale payments network, with institutional discipline.

01 / 03
Launch
2023
Start of operations

Operations begin with $0.8M USD in revenue and $15M USD in transaction volume processed.

Scale
2024
Regional scale-up

Volume jumps to $989M USD as the network surpasses 25,000 active accounts across individuals and businesses.

Regulation
2025
Consolidation

Regulated as a Digital Asset Service Provider (PSAD-0042), reaching $1.1B USD in volume.

Where we operate today

Regulated operations in four markets, settling to local accounts in 17 countries.

The people behind efy

A team of payments, product, risk and compliance people building the infrastructure for capital in motion.

Andrés Tobón

Andrés Tobón

Chief Executive Officer & Co-founder

Alejandra Gaviria

Alejandra Gaviria

Chief Operating Officer & Co-founder

Sebastián Tobón

Sebastián Tobón

Chief Technology Officer

Gabriel Ramírez

Gabriel Ramírez

Chief Financial Officer

Flavio Loza

Flavio Loza

Head of Legal

Felipe Chaves

Felipe Chaves

Country Manager Colombia

Marcelo Schuab

Marcelo Schuab

Country Manager Bolivia

Francesco Maresca

Francesco Maresca

Country Manager Mexico

Alejandro Herrera

Alejandro Herrera

Country Manager El Salvador

Andrés Tobón

Andrés Tobón

Chief Executive Officer & Co-founder

Alejandra Gaviria

Alejandra Gaviria

Chief Operating Officer & Co-founder

Sebastián Tobón

Sebastián Tobón

Chief Technology Officer

Gabriel Ramírez

Gabriel Ramírez

Chief Financial Officer

Flavio Loza

Flavio Loza

Head of Legal

Felipe Chaves

Felipe Chaves

Country Manager Colombia

Marcelo Schuab

Marcelo Schuab

Country Manager Bolivia

Francesco Maresca

Francesco Maresca

Country Manager Mexico

Alejandro Herrera

Alejandro Herrera

Country Manager El Salvador

Money doesn't wait
for banking hours

Put your capital in motion today — not on the next business day.

CDMX
BOGOTÁ
LIMA
SAN SALVADOR
OPERATING NETWORK 24/7