Three products.
One balance.

The account receives, the wallet moves, the card spends. Use them separately or together: every transaction lands as a line on the same statement, with the fee shown before you confirm.

ACCOUNT STATEMENT
ACCOUNT HOLDER: OPERADORA ANDINA SASACCOUNT ···8042
FEE ON EVERY LINESHOWN BEFORE YOU CONFIRM
CONSOLIDATED BALANCE ≈ USD$43,580.00

Get paid from abroad as if it were local

Open an account and receive, hold, and convert money in multiple currencies from one place, with clear rates before you confirm.

  • Receive in multiple currenciesGet paid by clients abroad in dollars, euros, and more, with funds available the same day.
  • Convert instantlySwitch between local and digital currencies with the rate shown upfront before you accept. No surprises.
  • Consolidated balancesSee all your balances and activity on a single screen, without jumping between accounts.
View multi-currency accounts
US dollar account with balance and activity in the EFY app+ $48,250.00 · SWIFT · SAME DAY
Rails
SWIFT · ACH · FEDWIRE · LOCAL
Currencies
USD · EUR · BRL · MXN +8
Available
SAME DAY
Fee
SHOWN BEFORE YOU CONFIRM

What came in, move it in seconds

Hold your money, send to contacts, pay, and collect with a QR code — all from one simple wallet, in local or digital currency.

  • Send and paySend money to a contact, a bank, or an external wallet, and track every transfer in real time.
  • Collect with a QR code (coming soon)Generate a code and get paid directly into your wallet, in any of the markets where we operate.
  • Everything on one screenHistory, receipts, and balances always at hand, with no hassle.
View the digital wallet
Wallet holding a USDT balance on the Tron network in the EFY appMXN → USDT · IN SECONDS
Converts
LOCAL ↔ USDT
Time
SECONDS
Networks
TRC-20 · ERC-20
Collect with QR
8 MARKETS

And spend it wherever Visa works

A card to spend your balances anywhere, with real-time limits and spending controls.

  • Spend your balancesUse the money in your efy account directly, with no intermediate steps or hidden conversions.
  • Real-time controlSet limits, freeze the card, and see every transaction instantly from the app.
  • Global reachUse it anywhere Visa is accepted, in the markets where efy operates and beyond.
View efy Card
EFY Visa card with controls and activity in the app− $1,240.00 · NO HIDDEN FX
Network
VISA
Format
VIRTUAL · APPLE PAY
Limits
FROM THE APP
FX
NO HIDDEN COST

Your statement
is blank

The first line can be written today: open your account in minutes, or tell us what you need to move and we'll tell you which combination of products fits.

ACCOUNT STATEMENT
ACCOUNT HOLDER: YOU, IN A FEW MINUTESACCOUNT: NEW
NO TRANSACTIONS YET
AVAILABLE BALANCE$0.00