Three products,
one platform.

One platform with multi-currency accounts to receive and send money, on-chain wallets for stablecoins, Bitcoin and Ethereum with a security custodian, and a Visa card that connects your balance to everyday spending in real time.

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  1. Multi-currency accounts

    Open an account and receive, hold, and convert money in multiple currencies from one place, with clear rates before you confirm.

    Rails
    SWIFT · ACH · FEDWIRE
    Currencies
    USD · EUR · BRL · MXN +8
    Available
    SAME DAY
    See multi-currency accounts
    US dollar account with balance and activity in the EFY app

  2. Digital wallet

    Hold your money, send to contacts, pay, and collect with a QR code — all from one simple wallet, in local or digital currency.

    Converts
    LOCAL ↔ USDT
    Networks
    TRC-20 · ERC-20
    QR collection
    COMING SOON
    See the digital wallet
    Wallet with a USDT balance on the Tron network in the EFY app

  3. efy Card

    A card to spend your balances anywhere, with real-time limits and spending controls.

    Network
    VISA
    Format
    VIRTUAL · GOOGLE PAY
    Limits
    FROM THE APP
    See efy Card
    EFY Visa card with controls and activity in the app

One transaction can cross all three

Collect from abroad, convert what came in and spend it with the card — without leaving the app, with the fee shown before you confirm.

  1. ACCOUNTSWIFT collection · New York+ $48,250.00 USD
  2. WALLETConversion MXN → USDT+ 665.90 USDT
  3. CARDVisa purchase · Apple Pay− $1,240.00 USD

EACH STEP'S FEE, SHOWN BEFORE YOU CONFIRM

Start with one.
The balance already connects them.

Open your account in minutes, or tell us what you need to move and we'll point you to the product to start with.

Open your accountTalk to sales