One account,
every currency

Receive, hold and operate in USD, EUR, BRL, MXN and other local and digital currencies from a single account, with clear rates and full traceability.

View of Multi-currency accounts in the EFY app

What you can do with your account

Switch currencies

See the balance of each currency instantly, without opening an account in every country.

Get paid from anywhere

Collect via SWIFT, ACH, Fedwire or local transfer in the markets where you operate.

No limits on incoming funds

Receive large or small amounts with the same clarity and traceability.

Who is a multi-currency account for?

A multi-currency account is useful for individuals and businesses that receive income, pay suppliers or manage expenses in more than one country. With EFY you can check your balance by currency, request a conversion and review every transaction from a single platform.

Currency and rail availability depends on the country, the account profile and applicable controls. Before you transact, EFY shows the enabled route, the rate, the fee and the estimated total so you can review the outcome.

International collections

Receive payments from clients or platforms through the rails available for your account.

Supplier payments

Convert your balance and send funds to the destination market with full tracking of the transaction.

Regional treasury

Centralize balances and activity across currencies without checking multiple platforms.

Rate, fee and total: visible before you confirm.

How Multi-currency accounts works in EFY
Verification
Approved
USD account
Active

One account for all your money

Switch currencies, get paid from any market and receive without limits — all with the same clarity.

01

Open your account

Verify your identity and activate the currency or asset you need.

02

Receive and hold

Get paid through local or international rails in multiple currencies.

03

Operate without friction

Switch currencies and move your money whenever you need to.

Start today —
not next business day

Create your account in minutes or talk to our team. Your first transaction can settle the same day.

Talk to sales →

efyRECEIPT NO. 04821
TRANSACTIONSWIFT COLLECTION → USD
AMOUNT$48,250.00
FEE0.9% — SHOWN UPFRONT
TIMESAME DAY
ACCOUNT HOLDER— pending —
MISSING ACCOUNT HOLDER
Open your account