Pay anywhere
in the world
A virtual Visa card you top up with balance, available instantly and compatible with Apple Pay, with limits and transactions under control from the app.
What you can do with your card
Freeze with one tap
Activate or freeze your card instantly, without calling anyone.
Track your spending
See your transactions and spending insights in real time.
Adjust your limits
Set how much you can spend and change it whenever you need to.
A card for international spending
The EFY Card lets you set aside the balance you use for card payments and manage it from the app. You can review transactions, adjust limits and freeze the card whenever you're not using it.
Acceptance, withdrawals and available features depend on the country, the merchant, the Visa network and the type of card enabled for your account. Before you pay, check your balance and the applicable terms; currency conversion or third-party charges may apply.
Online purchases
Use your virtual card details at any merchant that accepts Visa.
Travel expenses
Control international payments and check every transaction from the app.
Business controls
Set limits to keep operating expenses organized once the feature is enabled.
Pay in any currency, with no hidden FX.
Your card, under your control
Freeze it, adjust limits and track your spending in real time — all from the app and the web dashboard.
Request your card
Order your efy Card from the app in seconds.
Activate it instantly
Your virtual card is ready to use right away.
Pay wherever Visa is accepted
Shop online, in-store, or withdraw cash at ATMs.
Start today —
not next business day
Create your account in minutes or talk to our team. Your first transaction can settle the same day.